* Note :Interest rate varies depending on the client’s credit history and commitment with monthly installments with FINCA Jordan. Eligibility for better rate will be validated with each renewal and based on the monthly installment commitment.
Application Fees : 5 JD to be deducted from loan amount. Stamp fee and sales tax will also be deducted as per respective calculations.
Life Insurance Fees: Life insurance fees are calculated at a certain percentage according to the loan amount.
To Know how calculate life insurance fees please click to the LIFE INSURANCE CALCULATION BOX.
Sales tax on interest , fees and charges:
Interest, fees and all charges are subject to the 3% general sales tax . Also the disbursed loan amount is subject to the duty stamps law.
Repayment Frequency: Monthly
– From The client:
Copy of the national ID.
Copy of family registration book.
Business registration and occupancy permit and business rental contract (If exist).
One or two guarantors.
– From the guarantor: The formal proof of income is required.
Effective Interest Rate (EIR):
From 42.16 % – 43.42 %
From 38.44 % % – 41.59 %
It’s depending on loan duration and amount.
Note: Please note that our financial products and services are suitable with special needs people.
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