Commercial Micro Loan

Do you own a small business?

Do you want to expand your business and need cash to buy inventory or equipment?

Let FINCA Microfinance Jordan fund your business your business needs through a commercial micro loan.


  • For individual small businesses

  • Easy procedures

  • No collateral required

Payment Methods

  • FINCA Microfinance Jordan branches from 8:30 AM till 4:30 PM

  • All bank offices

  • EFawateercom

Apply for a loan
962 799000466
Life Insurance Calculation
  • Currency: JD

  • Loan Amount: From 300 to 2,000 JD

  • Loan Term: Up to 24 months to new client

    Up to 36 months to renewal client

  • Nominal Interest Rate:

    • 300 – 1,000 JD – From 31 % – 37 % Annual Declining
    • 1,001 – 2,000 JD – From 30 % – 36 % Annual Declining

    * Note : Interest rate varies depending on the client’s credit history and commitment with monthly installments with FINCA Jordan. Eligibility for better rate will be validated with each renewal and based on the monthly installment commitment.


  • Application Fees : 5 JD to be deducted from loan amount. Stamp fee and sales tax will also be deducted as per respective calculations.

  • Life Insurance Fees: Life insurance fees are calculated at a certain percentage according to the loan amount.

    To Know how calculate life insurance fees please click to the LIFE INSURANCE CALCULATION BOX.

  • Sales tax on interest , fees and charges:

    Interest, fees and all charges are subject to the 3% general sales tax . Also the disbursed loan amount is subject to the duty stamps law.

  • Repayment Frequency: Monthly

  • Required Documents:

    – From The client: 

    • Copy of the national ID.
    • Copy of family registration book.
    • Business registration and occupancy permit and business rental contract (If exist).
    • One or two guarantors.

    – From the guarantor: The formal proof of income is required.

  • Effective Interest Rate (EIR):

    • From 42.16 % – 43.42 %
    • From 38.44 %  % – 41.59 %

    It’s depending on loan duration and amount.

  • Note: Please note that our financial products and services are suitable with special needs people.