Loan Product Amount Term Average Interest Rate (%) Loan Application Fees Fines Effective Interest Rate (EIR)
Woman’s Solidarity Loan – Commercial 300-1,000 JD Up to 24 months to new client and up to 36 months to renewal client From 33 % – 39 % annual declining
* Note : Interest rate varies depending on the client’s credit history and commitment with monthly installments with FINCA Jordan. Eligibility for better rate will be validated with each renewal and based on the monthly installment commitment
5 JD per member to be deducted from loan amount. Stamp fee and sales tax will also be deducted as per respective calculations. 1% per day (calendar) on delinquent principal amount, and at maximum 15 days (calendar). The maximum period of penalty accrual is 4 months. From 45.12 % – 46.30 %
It’s depending on loan duration and amount.
1,001-2,000 JD Up to 24 months to new client and up to 36 months to renewal client From 30 % – 36 % annual declining
* Note : Interest rate varies depending on the client’s credit history and commitment with monthly installments with FINCA Jordan. Eligibility for better rate will be validated with each renewal and based on the monthly installment commitment.
From 38.44 % – 41.59 %
It’s depending on loan duration and amount.
Commercial Micro Loan – Individual 300-1,000 JD Up to 24 months to new client and up to 36 months to renewal client From 31 % – 37 % annual declining
* Note : Interest rate varies depending on the client’s credit history and commitment with monthly installments with FINCA Jordan. Eligibility for better rate will be validated with each renewal and based on the monthly installment commitment.
5 JD per member to be deducted from loan amount. Stamp fee and sales tax will also be deducted as per respective calculations. 1% per day (calendar) on delinquent principal amount, and at maximum 15 days (calendar). The maximum period of penalty accrual is 4 months. From 42.16 % – 43.42 %
It’s depending on loan duration and amount.
1,001-2,000 JD Up to 24 months to new client and up to 36 months to renewal client From 30 % – 36 % annual declining
* Note : Interest rate varies depending on the client’s credit history and commitment with monthly installments with FINCA Jordan. Eligibility for better rate will be validated with each renewal and based on the monthly installment commitment.
From 38.44 % – 41.59 %
It’s depending on loan duration and amount.
Experience Loan 2,001-5,000 JD Up to 24 months to new client and up to 36 months to renewal client From 25 % – 31 % annual declining
* Note : Interest rate varies depending on the client’s credit history and commitment with monthly installments with FINCA Jordan. Eligibility for better rate will be validated with each renewal and based on the monthly installment commitment.
5 JD per member to be deducted from loan amount. Stamp fee and sales tax will also be deducted as per respective calculations. 1% per day (calendar) on delinquent principal amount, and at maximum 15 days (calendar). The maximum period of penalty accrual is 4 months. From 31.68 % – 35.72 %
It’s depending on loan duration and amount.
5,001-10,000 JD Up to 24 months to new client and up to 36 months to renewal client 22 % annual declining From 27.61 % – 31.68 %
It’s depending on loan duration and amount.
SME (Opportunity Loan) 10,001-20,000 JD Up to 24 months to new client and up to 36 months to renewal client 20 % annual declining 1% of the loan (deducted from the total loan amount). Stamp fee and sales tax will also be deducted as per respective calculations. 1% per day (calendar) on delinquent principal amount, and at maximum 15 days (calendar). The maximum period of penalty accrual is 4 months. From 24.99 % – 29.06 %
It’s depending on loan duration and amount.
JD20,001-40,000 Up to 24 months to new client and up to 36 months to renewal client 19 % annual declining From 23.72 % – 27.76 %
It’s depending on loan duration and amount.
Household Needs Loans (GROUP) 300-1,500 JD Up to 24 months to new client and up to 36 months to renewal client From 36 % – 42 % annual declining
* Note : Interest rate varies depending on the client’s credit history and commitment with monthly installments with FINCA Jordan. Eligibility for better rate will be validated with each renewal and based on the monthly installment commitment.
5 JD per d as per respective calculations. 1% per day (calendar) on delinquent principal amount, and at maximum 15 days (calendar). The maximum period of penalty accrual is 4 months. From 49.67 % – 50.66 %
It’s depending on loan duration and amount.
Household Needs Loans (INDIVIDUAL) 300-2,000 JD Up to 24 months to new client and up to 36 months to renewal client From 36 % – 42 % annual declining
* Note : Interest rate varies depending on the client’s credit history and commitment with monthly installments with FINCA Jordan. Eligibility for better rate will be validated with each renewal and based on the monthly installment commitment.
5 JD per member to be deducted from loan amount. Stamp fee and sales tax will also be deducted as per respective calculations. From 49.67 % – 50.30 %
It’s depending on loan duration and amount.
Trust Loan- HNL(GROUP/INDIVIDUAL) 300-1,500 JD Up to 24 months to new client and up to 36 months to renewal client 36%annual declining 5 JD per member to be deducted from loan amount. Stamp fee and sales tax will also be deducted as per respective calculations. 1% per day (calendar) on delinquent principal amount, and at maximum 15 days (calendar). The maximum period of penalty accrual is 4 months.  From 48.14 % – 50.41 %
It’s depending on loan duration and amount.
Trust Loan (GROUP) 300-1,000 JD Up to 24 months to new client and up to 36 months to renewal client 33%annual declining 5 JD per member to be deducted from loan amount. Stamp fee and sales tax will also be deducted as per respective calculations. 1% per day (calendar) on delinquent principal amount, and at maximum 15 days (calendar). The maximum period of penalty accrual is 4 months. From 45.9 % – 41%
It’s depending on loan duration and amount.
1001-1500 JD Up to 24 months to new client and up to 36 months to renewal client 30%annual declining 5 JD per member to be deducted from loan amount. Stamp fee and sales tax will also be deducted as per respective calculations. 1% per day (calendar) on delinquent principal amount, and at maximum 15 days (calendar). The maximum period of penalty accrual is 4 months. From 36 % –40%
It’s depending on loan duration and amount.
Trust Loan (INDIVIDUAL) 300-1,000 JD Up to 24 months to new client and up to 36 months to renewal client 31%annual declining 1% per day (calendar) on delinquent principal amount, and at maximum 15 days (calendar). The maximum period of penalty accrual is 4 months. 5 JD per member to be deducted from loan amount. Stamp fee and sales tax will also be deducted as per respective calculations. From 36 % –40%
It’s depending on loan duration and amount.
1,500-1,001 JD Up to 24 months to new client and up to 36 months to renewal client 30%annual declining From 38 % –42,7% It’s depending on loan duration and amount.”
Agriculture loan(GROUP) 250-2,000 JD  for 12 month 38%annual declining 5 JD per member to be deducted from loan amount. Stamp fee and sales tax will also be deducted as per respective calculations. 1% per day (calendar) on delinquent principal amount, and at maximum 15 days (calendar). The maximum period of penalty accrual is 4 months. From 40,01%-37,03%
It’s depending on loan duration and amount.
Agriculture loan(INDIVIDUAL) 350-2,000 JD  for 12 month 36%annual declining 1% per day (calendar) on delinquent principal amount, and at maximum 15 days (calendar). The maximum period of penalty accrual is 4 months. 5 JD per member to be deducted from loan amount. Stamp fee and sales tax will also be deducted as per respective calculations. From 47 % 51 %
It’s depending on loan duration and amount.
5,000-2,001 JD  to 24 months 34%annual declining From 47 % 51 %
It’s depending on loan duration and amount.
Loan Amount  Amount Of Stamp Fees
1 – 499 1 JD
500 – 1000 2 JD
2000 6 JD
3000 9 JD
4000 12 JD
5000 15 JD
6000 18 JD
7000 21 JD
 8000 24 JD
9000 27 JD
10,000 30 JD
11,000 33 JD
12,000 36 JD
13,000 39 JD
14,000 42 JD
15,000 45 JD
16,000 48 JD
17,000 51 JD
18,000 54 JD
19,000 57 JD
20,000 60 JD
21,000 63 JD
22,000 66 JD
23,000 69 JD
24,000  72 JD
25,000 75 JD
26,000 78 JD
27,000 81 JD
28,000 84 JD
29,000 87 JD
30,000 90 JD
31,000 93 JD
32,000 96 JD
33,000 99 JD
34,000 102 JD
35,000 105 JD
Transaction
 Amount Of  Fees
Confirmation Of Debt 3 JD
Clearance Letter 3 JD
Withdraw ,Stop, Postpone Bank Check 5 JD
Letter For Check Settlement 5 JD
Restructuring Loan/Payment 10 JD
Client Payment Card Plastic – 2 JD

Paper – 1 JD