Educate Yourself: Stay informed of climate changes in your local area, including shifts in weather patterns and the changing risk of natural disasters. Be aware of available resources available in case these events happen.

Plan Ahead: Start thinking about and planning around possible climate risks, such as hot days that limit outside tasks or floods that disrupt business activities. Look into ways to protect your home or business from extreme weather.

Have Emergency Savings: Building an emergency fund over time helps to provide a safety net for unexpected expenses or unanticipated business impacts.

Seek Advice: Talk with others about climate-related impacts to their lives and businesses. Seek out trainings and expert guidance about ways to ways to protect your home and health, manage water resources, or invest in resilience-building adaptations.

Consult with a financial advisor: Talk to FINCA if you require a loan or need other assistance to better understand and adapt to the impacts of a changing environment.