Trust Loan

Special terms for FINCA Jordan customers

We understand the true value of loyalty, your trust and continued partnership mean the world to us, and we’re dedicated to making your experience with us even more rewarding.

Exclusive Rewards

As a returning customer, enjoy exclusive perks like discounts and priority services to show our gratitude for your loyalty.

  • Generous loan amount: With up to 3,000 JOD, select the perfect loan amount and enjoy a personalized, stress-free repayment journey.

  • Hassle-Free process: Secure your loan effortlessly and swiftly, with a simplified process designed to serve your goals.

  • Competitive interest rate: We offer the rates that don’t weigh you down, paving the way for quicker repayment and taking you a step closer to your goals.

  • Trust-Based financing: Where trust is your collateral, ensuring both peace of mind and the flexibility to reach your aspirations.

Invest in your children’s education

Our personalized guidance and flexible offerings ensure you reach your goals on your terms.

  • Partnership Beyond Transactions: We value your loyalty and unwavering trust. We all are ready to offer your the solution with the purpose of your continued satisfaction.

  • Flexible loan term: Customize your loan payments to match your financial goals with flexible terms of up to 48 months.

  • Extended Flexibility: With a 45 days grace period, our loan gives you the freedom to start repaying at your pace.

  • Minimum documents required: Save time by providing just your national ID, proof of income for employees, and family registration book, eliminating the need for any additional documents.

  • Easy process: Submit your loan request through our online application or call +962799000466 . If it is more convenient to you, you can visit the nearest branch of FINCA Jordan.

Currency: JD
Loan amount: from 300 to 3,000jd
Loan term: Up to 48 months

Nominal Interest Rate:
Trust Loan – HouseHold Needs (GROUP/INDIVIDUAL)
300 – 3,000 JD – From 38%   Annual Declining
Trust Loan (GROUP)
300 – 1,000 JD – From 35 % Annual Declining
1,001 – 3,000 JD – From 32 % Annual Declining
Trust Loan (INDIVIDUAL)
300 – 1,000 JD – From 33 % Annual Declining
1,001 – 3,000 JD – From 32 % Annual Declining

* Note: Interest rate varies depending on the client’s credit history and commitment with monthly installments with FINCA Jordan. Eligibility for better rate will be validated with each renewal and based on the monthly installment commitment.

Effective Interest Rate (EIR):
Trust Loan – HNL(Group)
From 48.37 % – 51.28 %
Trust Loan – HNL(Individual)
From 48.37 % – 52.30 %

Trust Loan (Group)
300 – 1,000 JD – From 43.65 % – 45.80 %
1,001 – 3,000 JD – From 39.67 % – 42.4 %

Trust Loan (Individual)
300 – 1,000 JD – From 40.78 % – 42.88 %
1,001 – 3,000 JD – From 39.67 % – 42.4 %
• Commission for granting credit:
Less than 1,000 JD, 1% of the loan (deducted from the total loan amount)
1,000 – 3,000 JD, 1% + 10 JOD of the loan (deducted from the total loan amount)

• Stamp fee and sales tax will also be deducted as per respective calculations.
• Import stamps + Life Insurance
• Sales tax of 3%

To Know how calculate life insurance fees please click to the Life Insurance Calculation Box.
Sales tax on interest, fees and charges:
Interest, fees and all charges are subject to the 3% general sales tax . Also the disbursed loan amount is subject to the duty stamps law.
Note: Please note that our financial products and services are suitable with special needs people.
Note: Non-Jordanians can now apply for  any of our financial products.

Life insurance calculation

Calculate

Loan Application Process

Streamlined application processes, quick approval times, and responsive customer service ensure a seamless borrowing experience.

  • 1

    Online application: Fill your easy loan application form below, our team will contact you to verify identification and learn more about your needs.

  • 2

    Sign CRIF consent: After receiving a call from our pre-sales team, you’ll be invited to the nearest branch to sign CRIF consent. This consent will give FINCA the authority to see your credit history with other banks and MFIs to know more about CRIF please visit: Home Page – CRIF Jordan.

  • 3

    Document verification: Receive a call from our sales team and send all needed documents through WhatsApp to get your initial approval.

  • 4

    Business visit: After reviewing your documents and credit history, FINCA employee will visit you at your business and discuss with you the final details.

  • 5

    Loan Approval and contract signing: We will call you to agree on the contract signing time and after the contract is singed, you’ll be able to receive the credit amount.

Loan Form

Applying for a loan with us is a straightforward and convenient process


Learn more about FINCA Jordan loan products and interest rates.

Frequently Asked Questions

To be eligible for special terms and conditions on FINCA loans, you must have minimum 2 previous loans received and covered with FINCA.

Yes, all members of the group enjoy the opportunity to apply and get special terms on the new loan.

Minimum 3% less compared to the previous loan annual interest rate.

We are always happy to talk!

Request a callback.