Currency: JD
Loan Amount: From 300 to 2,000 JD
Loan Term: Up to 36 months
Nominal Interest Rate:

300 – 1,000 JD – From 36 % – 40% Annual Declining
1,001 – 2,000 JD – From 35 % – 39 % Annual Declining
* Note : Interest rate varies depending on the client’s credit history and commitment with monthly installments with FINCA Jordan. Eligibility for better rate will be validated with each renewal and based on the monthly installment commitment.

• Commission for granting credit:
Less than 1,000 JD, 1% of the loan (deducted from the total loan amount).
1,000 – 2,000 JD, 1% + 10 JOD of the loan (deducted from the total loan amount).

• Stamp fee and sales tax will also be deducted as per respective calculations.
• Import stamps + Life Insurance
• Sales tax of 3%

To Know how calculate life insurance fees please click to the Life Insurance Calculation Box.
Sales tax on interest , fees and charges:
Interest, fees and all charges are subject to the 3% general sales tax . Also the disbursed loan amount is subject to the duty stamps law.
Repayment Frequency: Monthly
Required Documents:
– From The client: 

Copy of the national ID / Personal proof document.
Copy of family registration book (If exist).
Business registration and occupancy permit and business rental contract (If exist).
One or two guarantors.
– From the guarantor: Copy of the national ID and proof of income is required.
Effective Interest Rate (EIR):

300 – 1,000 JD – From 45.35 % – 53.31 %
1,001 – 2,000 JD – From 45 % – 54.88 %
It’s depending on loan duration and amount.
Note: Please note that our financial products and services are suitable with special needs people.
Note: Non-Jordanians can now apply for any of our financial products